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| Home > Quick Facts > Profitability |
IS Summary |
(Unit : billion krw) |
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2006 |
2007 |
| Full year |
1Q |
2Q |
3Q |
4Q |
Full year |
Operating
Income |
1,498.8 |
406.0 |
419.9 |
478.1 |
543.1 |
1,847.1 |
Operating
Expenses |
1,234.4 |
299.8 |
307.5 |
365.7 |
479.9 |
1,452.9 |
Net Operating
Income |
264.4 |
106.2 |
112.4 |
112.4 |
63.2 |
394.2 |
Non Operating
Income |
-6.9 |
-0.6 |
-3.2 |
-5.4 |
-10.5 |
-19.7 |
Income before
Income Taxes |
257.5 |
105.6 |
109.2 |
107.0 |
52.7 |
374.5 |
| Income Taxes |
73.6 |
29.4 |
30.3 |
30.0 |
14.1 |
103.8 |
| Net Income |
183.9 |
76.2 |
78.9 |
77.0 |
38.6 |
270.7 |
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Pre-provision
Income |
333.2 |
117.3 |
116.6 |
119.4 |
94.3 |
447.6 |
NIM/NIS |
(Unit : %, billion krw, average balance) |
|
4Q 06 |
1Q 07 |
2Q 07 |
3Q 07 |
4Q 07 |
| NIM |
3.08 |
3.04 |
3.05 |
3.05 |
3.07 |
| NIS |
3.93 |
3.91 |
3.93 |
3.92 |
3.94 |
| Ave. Lending Rate |
6.89 |
7.09 |
7.12 |
7.15 |
7.24 |
| Household |
6.82 |
6.97 |
7.03 |
7.09 |
7.18 |
| Corporate |
6.18 |
6.43 |
6.47 |
6.53 |
6.65 |
| Ave. Deposit Rate |
2.96 |
3.18 |
3.19 |
3.23 |
3.30 |
| Interest Earning Assets |
18,462.4 |
20,042.7 |
20,443.1 |
20,869.2 |
21,347.2 |
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